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Payment Programs

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Southwestern Electric offers two payment programs to help you level out electric bills and control expenses.

LEVELIZED BILLING

Southwestern Electric Cooperative offers levelized billing to help you avoid substantial changes in the amount of your electric bill from one month to the next. Levelized billing flattens the peaks and valleys that come with seasonal changes in your electric usage, making it easier for you to plan your budget. Your payment will probably vary by a few dollars from month to month.

When you sign up for levelized billing, your bill will be based on a rolling 12-month average.

To qualify:

  • Your current account must have been active for at least 12 months and have a zero balance when you enroll.
  • You'll need a history of consistently paying your bill on time, with no more than one late payment in the past 12 months.
  • Monthly payments must be made by their due date.

If you decide to discontinue levelized billing or your account is disconnected, your account balance will be payable in full on the due date of your next bill.

PAY-AS-YOU-GO

Our Pay-As-You-Go program equips you to closely monitor your daily usage and customize your payment schedule.

You aren't required to provide a credit history or make a security deposit. With Pay As You Go, you're not subject to fees for late payment, delinquency, or reconnection of service. To find out more about Pay As You Go, download our exciting, full-color brochure. Click here for a brochure.

PAYMENT ASSISTANCE (LIHEAP)

The Low Income Home Energy Assistance Program (LIHEAP) is designed to help eligible low income households pay for winter energy service. For more information on this program, visit IllinoisLIHEAP.com or call the toll-free hotline, (877) 411-WARM.

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    ABOUT US

    Based in Greenville, Ill., Southwestern Electric is a not-for-profit, member-owned cooperative serving 23,000 residential, commercial, agricultural and industrial members in 11 counties along the I-70 corridor between St. Louis, Mo., and Effingham, Ill.

    Southwestern Careers
    Southwestern Newsroom

    Southwestern Electric is an equal opportunity provider and employer.

    RESOURCES

    Southwestern Electric is a member-focused, not-for-profit utility. Our bylaws guide our business and daily operations. As your accountable energy partner, our mission is to improve the lives of the people and communities we serve.

    Southwestern Bylaws
    Southwestern Rates
    Our Annual Report

    CONTACT US

    You can reach us at (800) 637-8667. We respond to outage calls around the clock. Our office hours are Mon - Fri., 8 a.m. - 4:30 p.m.

    You're welcome to visit our office at:

    525 US Route 40
    Greenville, IL 62246

    ©2023 Southwestern Electric Cooperative. Your Accountable Energy Partner.

    • Home
    • Your Service
      • Apply For Service
      • Paying Your Bill
      • Payment Programs
      • Electric Rates
      • Forms Library
      • Member Guide
      • The SWEC IL App
      • Capital Credits
    • Energy Information
      • Energy Assistance
      • Technology Rebates
      • ERC Loans
      • Solar Energy
    • Electric Vehicles
      • Discover The EV Advantage
      • EV Owner Survey
      • EV Charger Rebates
    • Community
      • Operation Round Up
      • Scholarships
      • Economic Development
    • News & Information
      • News Releases
      • Outage Information
        • If You Lose Power
        • Outage Map
        • Outage Safety
        • How We Restore Your Power
      • The Southwestern
      • Board Meeting Minutes
      • Video
    • Safety
      • Indoor Electrical Safety
      • Outdoor Electrical Safety
      • Generator Safety
      • Storm Safety
      • Cyber Security
    • About Us
      • Mission & Management
      • Financial Information
      • Careers
      • Service Area
      • Contact Us